[Ask ] how is the difference between some words

[popopopopo (UU)]

Hi all,
I am studing in English now.
but I face some problem end need help.
some words are similar in meaning.
so how do I distinguish??
I list some for example,
1. depreciation vs. devaluation
2. overdraft vs. deficit
3. affect vs. effect
4. credit card vs. debit card

so many similar words coufuse me.
are there some books explaning these confusing words??

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推 ngulin0911:4.  Debit card is similar with ATM card
推 hiphopdog:try the english to english dictionary..it may work
推 anoun:debit card usually has VISA function.  But, it will
→ anoun:take away your money as soon as you use it.  Whereas,
→ anoun:credit card takes your money from checking every month.
→ anoun:3.  Affect is a verb.  Effect is a noun.
推 happycompany:dictionaries are always ur best friends, except
→ happycompany:Dr. Eye