[問題] 全保租車有損毀，還要再付損毀費？

[draydtang (DraydTang)]

之前出去玩租車沒看到地上有坑，造成前保險槓輕微損毀，保險公司賠了租車公司維修費
後，租車公司又寄了一封信給我，要我付25%的損毀費和管理費，這樣是對的嗎？

Alternative Claims Management has been retained by Thrifty Car Rental (A Licen
see) of Anchorage, AK to handle the processing of a claim relating to damage t
o one of its rental vehicle all as referenced above. We are writing to you bec
ause according to our information the vehicle was in your possession on the da
te of loss. Your insurance company, Aon Affinity, as of this date has yet to p
ay all, or part of this claim. The total amount due our client as a result of
the damage and loss is as follows:
Deductible $250.00
Diminution in Value (25%
 of the Physical Damage)  $641.87
Administrative Fees  $250.00
Balance Due $1141.87 U.S.D.


請問版上有大大懂這方面的嗎？
感激不盡！

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推 XperiaZ6C: 貼一下租車店收據，上面應該有寫保了什麼
推 hanchueh: 文說你保險目前一毛也沒付
→ hanchueh: 或是ㄧ部分
→ cchris: 你的保險公司沒付全額,所以他只好找你付尾款,就這樣
→ cchris: 所以你要去了解未何保險公司沒付全額,或許合約就是這樣
→ cchris: 看起來你的保險公司只付了75%的損失,而且還有$250自付額
→ cchris: 所以你要檢查你買的保險,是否就是250自付額+75%賠償
→ cchris: 你顯然不是向租車公司買的保險，而是向第三方
→ laidon: 如果當時有用信用卡租車，也會cover一些，問問吧