Re: [閒聊] 選手受傷開刀醫藥費誰付？

[decorum (Festina Lente)]

※ 引述《JRSmith (騎士一哥)》之銘言：
: 選手受傷在所難免 美國醫藥費都滿貴的
: 而且又沒健保 球員一定都會接受最好的治療
: 這麼龐大的費用 到底誰出錢
: 選手自己?還是保險公司什麼的?

這問題有人在quora討論過......


https://www.quora.com/Who-pays-for-Tommy-John-surgery-in-the-MLB

Who pays for Tommy John surgery in the MLB?

Like any on-the-job injury, the employer pays; if the player is under
contract at the time of the injury the team pays.

受傷時有合約在身，就由球隊支付。

Players on a teams disabled list or under contract and injured get a list of
approved physicians for the specialty required within the team’s home area.
He may choose from anyone on that list at the team’s expense.

球隊有一張主場附近受認可的醫師名單，球員可以從中選任一就醫。

A Player may seek a “second evaluation” from a medical specialist on the
accepted listing who is located outside of the geographic region within which
the Player’s Club is located, provided that the Player is not absent from
the Club for an unreasonable period of time.

如果傷勢需要不在名單上的外地專業醫師再評估，球員也可以去，
只要缺席時間不太離譜即可。

If the player wishes an opinion from a physician not on the list, the team
must approve the physician in writing prior to the visit or they do not have
to pay.

球員若希望向不在名單上的醫師尋求意見，就醫前必須取得球隊書面許可，
否則球隊可以不買單。

Players who have at least one day of major league service time have
healthcare for life thus if they are not under contract they still have
medical insurance through the MLBPA.

球員只要待在MLB超過一天，就有終生健保，所以沒合約時，
他們仍然會經由球員公會取得醫療保險。


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美國醫療費用非常可怕，所以最後一點真是棒呆了，
完完全全是天龍人的待遇！

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※ 文章網址: https://www.ptt.cc/bbs/MLB/M.1537175623.A.645.html
推 s32214: 球員的薪水應該也不差那一點醫療費。
推 ideo: 最後一點真的太爽了
→ murmur38: 最後那點 擴編上去觀光的也算嗎
→ Cishang: 光這張險就不知道賺多少
推 h0110022: 最後一點不知道有沒有要算25人名單
推 ca1123: 球員工會也是有從球員薪水抽不少錢走的
推 blacklittle: 但小聯盟就真的慘
推 JessicaA1ba: 可愛表示爽
推 azlbf: 小聯盟也有喔 你只要還有合約的時候受傷 球團也有醫療責任
推 aborwang: 推最後一點
→ sdiaa: 羅國輝打表演賽受傷 水手也是出錢修到好
推 mightymouse: 所以大家拼了命的想上大聯盟，一天也好
推 kuyung: 醫療保險也是要看是哪家的和deductible如何
→ kuyung: 但有總比沒有好
→ KKyosuke: 美國的醫療費那不是"那一點"可以形容的