→ cchris: 可參考8889的instruction,官網都有 02/16 15:04
→ cchris: line4是有關Archer MSA,你若沒有,那就是0 02/16 15:05
→ cchris: 報稅流程可參考1040的說明書,上面都很清楚 02/16 15:06
→ cchris: 你如果符合資格,想free file當然也行;最好先稍微弄懂報稅 02/16 15:06
→ AMARE32: 除了8889都差不多弄懂啦 想說有無懂8889的大大能簡單分享 02/17 08:56
→ AMARE32: 只是覺得1099-SA很奇怪 為何不能像其它一些直接報在1040 02/17 08:57
→ AMARE32: 感謝回答囉! 02/17 09:23
→ AMARE32: 原來HSA拿到的錢是用來當作收入扣除額?!大開眼界... 02/17 10:33
→ AMARE32: 那是另外匯到我的HSA帳戶 為啥可以來扣除薪資啊啊XD? 02/17 10:34
→ dusa: 1099-SA is for HSA distribution which is entered in 02/17 12:23
→ dusa: Part II of the form 8889. If there is distribution, you 02/17 12:23
→ dusa: have to separately enter the "qualified medical expense 02/17 12:24
→ dusa: paid" info in 8889 so that you do not get penalized for 02/17 12:24
→ dusa: the additional 20% tax. 02/17 12:25
→ dusa: Employer contribution is not adjusted from AGI but your 02/17 12:38
→ dusa: personal contribution is. That's what Part I is about. 02/17 12:39
→ AMARE32: dusa!感謝!懂了!我就覺得我沒有貢獻給HSA為啥可扣抵? 02/17 13:09
→ AMARE32: 像我只有employer distribution的話是要填part2! 然後會 02/17 13:10
→ AMARE32: qualified medical expense Paid using HSA distribution 02/17 13:23
→ AMARE32: 要怎麼證明呢? 像我第一年hsa帳戶裡的錢全用來繳看病的 02/17 13:24
→ AMARE32: 帳單了 現在HSA balance是0 那我就輸入跟distribution 02/17 13:25
→ AMARE32: 一樣的金額嗎? 可是有需要證明嗎?因為無說需要相關文件 02/17 13:25
→ cchris: distribution是指從帳戶裡領出來(付醫療費);和雇主無關 02/17 14:18
→ cchris: 要保留所有醫療的單據,被查稅時就要拿出來 02/17 14:20
→ AMARE32: 謝謝cchris! 公司contribute到HSA的錢要算作income嗎? 02/18 01:13
→ AMARE32: 阿查到了 若個人distribution全用在medical expenses即可 02/18 01:15
→ AMARE32: 抵銷 form1040 line21就是0了 02/18 01:16