[外絮] How Glenn Robinson III has learned to

[k960674 (Kaul)]

原文：http://goo.gl/skbvBv


How Glenn Robinson III has learned to not go broke

Glenn Robinson三世的理財之道


One former Indiana Pacers center was such a good financial planner that he
was featured in Bloomberg Businessweek. The magazine profiled Jeff Foster,
the unheralded world-class rebounder, not for his ability to grab loose
balls, but because he was just as dedicated to the balance sheet.

一位前溜馬球員因理財有道而使得他登上了彭博商業週刊。這份週刊介紹了Jeff Foster
這位不為人知的世界級籃板手，並不是因為他抓籃板的功力，而是因為他在資產負債表上
的運籌帷幄。


Unfortunately, Foster isn't the norm.

但很不幸的是，Foster這樣並不是常態。


Too many professional basketball players — and all professional athletes —
 blow through their vast salaries and end up having little financial security
to show for their years in the league.

太多的職業籃球員，應該說所有的運動選手，揮霍掉了他們龐大的薪水，最後出現了經濟
危機來當作他們曾經是職業球員的證明。


Glenn Robinson III is one young player who doesn't have nearly the room for
error that now-broke former-All-Stars had. So even if he doesn't ever earn a
big-time contract, he is trying to ensure that he doesn't follow in the
footsteps of many who came before him.

Glenn Robinson三世是個不像破產的前明星一樣有太多犯錯空間的年輕球員。因此即使他
還沒拿到一份大合約，他已經在為了不踏上許多前輩的後塵做努力。


Robinson III, who signed with the Pacers this summer but will still be
battling for job security in the preseason, was featured in a recent CBS
report about money management, as reported by Pacers.com.

根據溜馬的官網報導，Robinson III這位暑假和溜馬簽約，卻仍得在開季前捍衛自己工作
的球員，出現在最近的CBS關於理財的節目上。


The report, “Going For Broke,” examined the issue and showed a place that's
attempting to change the trend of reckless spending among young athletes:
Michigan University. While attending Michigan, Pacers newcomer Glenn Robinson
III took part in a financial literacy class for aspiring athletes at the Ross
School of Business taught by Len Middleton.

這個名為「孤注一擲」的報導探討並試圖改善有關密西根大學的年輕運動員揮霍無度的問
題。當Glenn Robinson三世這位新溜馬人在讀密西根大學的時候，他上了Len Middleton
在羅斯商學院為了有雄心壯志的運動員的而開的理財課程。



“I was in shock, I almost walked out of the class crying,” joked Robinson,
after seeing how much spending money is actually left once taxes and
retirement planning is accounted for. “There are some guys in the league
that don't even know the PIN to their bank account, they just expect for the
people that's handling their money to be able to keep track of that. And they
trust them.”

「我太震驚了，幾乎是哭著離開教室。」在看到扣稅與退休計畫佔去後剩下實際可花用的
錢後，Robinson開玩笑地說道。「在聯盟中的有些人甚至不知道自己銀行戶頭的密碼，他
們總是期盼有人能持續不停地替他們管錢，而他們只需要相信這些人。」



The class helped Robinson understand that the influx of money experienced
upon entering the league won’t last forever, and has allowed him to exercise
more caution when planning for the future.
這堂課使Robinson了解在進入聯盟後的收入並不會永遠持續下去，並讓他在計畫未來時更
懂得三思而後行。



When Cowan asked Robinson, “Why don't you think more colleges aren't doing
classes like this?”Robinson replied: “That's a great question. I have no
idea.”

當Cowan問Robinson：「你覺得為什麼大學不多增加一些這樣的課程呢」的時候，
Robinson回答：「這是個好問題，我也不知道。」



On the one hand, it's nice to see an NCAA program trying to actually help
prepare its “student athletes” for real life. On the other, this is stuff
that should be commonplace and should have been mandatory for decades now.

一方面能看到NCAA試著實際幫助學生運動員的現實生活是件很棒的事，而另一方面，這是
一個現在理應要普及並且義務實施的事情。



Nevertheless, Glenn Robinson III got a good lesson. And hopefully between
this and watching his dad go through the NBA, he'll keep an eye on his
spending and realize that the number on his check isn't a license to live
life like Sir Richard Branson or Mikhail Prokhorov. Millions aren't billions,
and while that should be obvious, it has taken way too many people making
mistakes for the younger generation of players to learn.

無論如何，Glenn Robinson三世學到了一堂課。而希望在這堂課與看了他父親的NBA經歷
後，他會去注意自己的資金流向並且了解他支票上的數字並不是讓他能活得像Richard
Branson爵士（英國維珍集團的執行長）或是Mikhail Prokhorov（布魯克林籃網隊的老闆
）的保證。好幾百萬並不等於好幾十億，而儘管這很顯而易見，卻已經有太多的前車之鑑
來讓年輕世代的球員們引以為戒。

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最近要為了頭路開始準備考試了，翻篇短文大家無聊看看～

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※ 文章網址: https://www.ptt.cc/bbs/PACERS/M.1442497384.A.90C.html
※ 編輯: k960674 (114.47.143.10), 09/17/2015 21:43:24
推 larson: 推! 新同學又是個乖寶寶!
→ zwy630: 比較好奇他爸的理財行為
推 ppacers: 比較好奇他真的有錢時 這些事還記的嗎???
→ ppacers: 很多人一有大錢後生活和個性都會隨著環境而改變
→ ppacers: 那才是大考驗的時候
推 larson: 現在他簽了三年三百多萬美金的合約,也算有錢了吧~
→ larson: 雖然還沒能跟PG,Ellis那種千萬年薪的球員相比,但如果哪天
→ larson: 他能領到這樣的數字,代表他對溜馬有一定的貢獻,也是好事!
推 hss512: 300萬鎂 不亂花好好理財的話花一輩子夠了..
→ hss512: 不過黑人都會有很多豬朋狗友攀親帶故的 印象很多球員都這
→ hss512: 樣被搞到窮困甚至破產
推 pezhan: 也不能說豬朋狗友啦…有的生長環境就就是那樣，靠兄弟互
→ pezhan: 相扶持長大的，自己有了錢都會罩他們
推 ppacers: 人最難拒絕的就是人情債