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老規矩 最後有不負責任翻譯 30% of Americans missed their housing payments in June Published Tue, Jun 16 20204:50 PM EDT As the United States continues to face record unemployment due to the coronaviru s pandemic, 30% of Americans missed their housing payments in June, according to a survey by Apartment List, an online rental platform. That’s up from 24% who missed their payment just two months earlier in April an d about on par with the 31% who missed payments in May. Renters, younger and low er-income households and urban dwellers were the groups most likely to miss thei r housing payments, Apartment List found. At the same time that this “historically high” rate of Americans are missing t heir housing payments, eviction protections put in place at the beginning of Cov id-19′s spread in the U.S. are beginning to expire. Additionally, the current 3 0 million unemployed Americans will lose the extra $600 per week in federal unem ployment benefits at the end of July. Taken together, experts warn of a coming housing “apocalypse” unless the gover nment intervenes. Some 37% of renters and 26% of homeowners are at least somewha t worried that they will face eviction or foreclosure in the next six months, Ap artment List reports. Columbia University researchers estimate that homelessness could increase by between 40% and 45% this year over where it was in January 20 19. Some legal experts expect “at least” 50,000 eviction filings in New York City alone when the state’s blanket eviction moratorium lifts June 20, most for nonp ayment of rent. (A more restricted eviction ban is in place in the state until A ugust 20.) “In the current climate, with unemployment at record levels and with many unabl e to pay rent for Covid-related reasons, neither housing court judges nor our la wyers will be able to resolve many of these disputes, resulting in evictions, di splacement, homelessness, senseless exposure to infection and more difficulty in containing Covid-19,” writes The Right to Counsel NYC Coalition in a letter to Lawrence K. Marks, Chief Administrative Judge at the New York State Unified Cou rt System. To prevent a homelessness crisis, governors could extend, or put into place for the first time, universal eviction moratoriums for the duration of the coronavir us crisis, advocates argue. Not only would this help keep people in their homes, it would keep Covid-19 from spreading even more in the U.S., where at least 118 ,000 people have died from the disease. On the federal level, the House’s Emergency Rental Assistance and Rental Market Stabilization Act would allocate $100 billion for emergency rental assistance, which would help tenants around the country pay their rent and utility bills. Th e HEROES Act, which was passed by the House in May but has so far stalled in the Senate, includes an extension of the nationwide moratorium on eviction filings, hearings and executions for 12 months. These are needed responses to a coming crisis, Solomon Greene, a senior fellow i n housing policy at the Urban Institute, previously told CNBC Make It. “Housing instability has huge health consequences even when we’re not facing a pandemic,” says Greene. “Exposure risk is so much more amplified and worsened when you can’t shelter in place because you don’t have a place to shelter.” https://www.cnbc.com/2020/06/16/30percent-of-americans-missed-their-housing-paym ents-in-june.html 心得: 線上租屋平台Apartment List的一項調查顯示 今年六月有30%的美國人沒有準時付房租 (跟5月很接近 5月是31%)這還是在目前政府有補助的情況下 不過看來問題會更惡化 因為現在美國的3,000萬失業者每週可額外領取600美元聯邦失業救濟金,預計到七月底就會 停止(新的補助方案都還在嘴砲階段 還沒過) 專家認為 美國今年無家可歸現象可能比2019年 1月增加了40%至45%。 所以簡單一句話 專家要政府趕快出來救命 並且恐嚇無家可歸的人會做出什麼事 你自己想 一想 除了要政府繼續幫忙付租金之外 還希望盡快通過眾議院於5月份通過的《英雄法案》, 這個法案厲害了,簡單說就是法院判定的所有不付錢租客 本來需要被強制驅離 或是被處罰 金 現在會延長到1年後再說 不會馬上執行 不過目前這個法案在參議院從5月躺到現在 還沒有動的跡象 -- └──┘ ║┌╮ 誠摯邀請您至 ψsakurats ╚╧╧══ ┌┐ ╭╖ interior 室內設計板 ╭╮└┘ │║ ╔══╤╤ & │╰──╮│╟───╢ └╯ (供詢問裝潢相關事宜) ╰───╯│╟┬┬┬╢ by 板主 gothmog -- ※ 發信站: 批踢踢實業坊(ptt.cc), 來自: 223.140.207.124 (臺灣) ※ 文章網址: https://www.ptt.cc/bbs/Stock/M.1594430191.A.004.html
zakijudelo : 先前拿補助來買股的散戶群,該不會為了繳房租又被迫 07/11 09:21
zakijudelo : 賣股了吧 07/11 09:21
bole : 貪婪的人 繳不起房租被趕出去,剛好而已 07/11 09:25
kalapon : 70趴的人補助超過薪水,然後爽炒股票嗎 07/11 09:25
faint3015890: 錢當然是先炒股呀! 07/11 09:26
game36919 : 突然覺得美國失業領的錢並有工作的人還多 07/11 09:26
Homeparty : 一年不用繳房租,錢還不拿來炒股 07/11 09:27
castalchen : 反正美國保護租客 07/11 09:28
castalchen : 他們就不繳錢繼續霸佔也沒辦法把他們怎樣 07/11 09:28
apolloapollo: 都在公園炒股了 還租個屁 07/11 09:31
kusomanfcu : 沒事已經到夏天,夏天可以把人趕出去 07/11 09:32
kusomanfcu : 美國到夏天可以找人處理 07/11 09:32
gn01102368 : 美國公園還有位子嗎 07/11 09:33
mecca : 奇怪 每個月領政府那麼多錢結果沒錢付房租??還是說 07/11 09:34
mecca : 付不起的都是乖乖工作的?? 07/11 09:34
castalchen : 美國的制度保護租客 當然就有人把錢拿去付其他不付 07/11 09:37
castalchen : 錢會被追殺的帳單而不付房租 07/11 09:37
castalchen : 我有個認識的美國華人房東 07/11 09:38
castalchen : 租房子給白人結果沒付房租三年了 07/11 09:38
castalchen : 到現在房子都還沒要回來 07/11 09:38
HAHAHUNG : 繳不起房租的族群也沒錢買股啦,不用怕 07/11 09:39
castalchen : 結果中途他自己收入減少貸款遲繳被銀行追殺 07/11 09:40
castalchen : 房客依然免費爽住中 07/11 09:40
castalchen : 可憐哪 07/11 09:40
tn601374 : 無限QE不怕啦 07/11 09:48
pideo : 不用工作爽爽領真好 07/11 09:48
tamama000 : 台灣的制度也不容易趕欠租的啊 欠錢最大 07/11 09:49
vm3rup4bj6 : 沒事,道瓊繼續噴 07/11 09:50
Coffeewater : 道瓊完全不理瓊人,這30%就窮死吧 07/11 09:52
Azabulu : 美國韭菜 07/11 09:54
Akitsukineko: 都繳給Tesla了 07/11 09:57
alptnh3 : 沒錢付房租卻有錢炒股,還是炒股賺房租? 07/11 09:58
bobomomoxx : 補助都去買股了嗎? 07/11 10:01
ru04hj4 : 無家可歸只好BLM 07/11 10:02
Tossdog : 拿到錢不用付租金 拿來炒股 潮爽的 07/11 10:06
overhead : 用扭曲的方法治標...該推廣儲蓄教育,別讓這麼高比 07/11 10:11
overhead : 例的人口緊急存款不足 07/11 10:11
apolloapollo: 白癡才拿去繳給吸血房東 美國人真的覺醒了 07/11 10:12
aloness : 美國缺現金印就好,幹麼存? 07/11 10:16
aloness : 美國可以合法持有武器,無家可歸卻有槍在手,會發 07/11 10:18
aloness : 生什麼事全世界都一個樣 07/11 10:18
qaz12453 : 無腦QE啊 還要經濟模型幹嘛 一直多到選舉結束 07/11 10:18
qaz12453 : 最後的派對 玩得開心啊 07/11 10:19
buddhawu : 每週領600鎂然後一堆人付不出房租?那30%被套牢? 07/11 10:20
nanoy : 我怎麼記得不用這個法案租客不繳錢本來就很難趕 07/11 10:26
aegis43210 : 所以眾議院是要不要發錢… 07/11 10:31
dovesuperior: 美股會再漲一波,因為會再拿錢出來 07/11 10:32
hankami : 聰明人都房租欠好欠滿 錢都全拿去炒股先賺一大波啊 07/11 10:36
sali921 : 廢物黃猴子才需要儲蓄 07/11 10:36
Savior09 : 美國可以這樣幹是因為美金本位 搜刮全世界的財富.. 07/11 10:39
Savior09 : . 07/11 10:39
GetMoney : 一下領的比工作賺得多,一下領的不夠繳房租,搞得 07/11 10:50
GetMoney : 韮菜賠錢咖們好亂cc 07/11 10:50
justin037666: 會不會搞到揪團在房東家自殺? 07/11 10:51
junnn : 這種低端人口的事 跟股票什麼關係? 就跟在台灣買 07/11 10:59
junnn : 不起房的 跟房價有什麼關係? 07/11 10:59
mumuwei : 美國人人哀鳳 哀配 麥不可 腳穿喬丹 然後沒錢租房 07/11 11:06
mumuwei : 看醫生 07/11 11:06
YCL13 : 之前不是說可不付屋租,然後請房東自己吞下去嗎? 07/11 11:40
zong780405 : 每週600美,一個月2400。 去美國領補助屌打臺灣受 07/11 11:43
zong780405 : 薪70%的人 07/11 11:43
KnightLee : 最後不是說這方案連動都還沒動嗎 樓上 07/11 11:44
hsnu1137 : 最後變成無產階級專政就好笑了Xdd 07/11 11:54
pol127365 : 美國人整體沒廉恥的比例真高。現在要換房東抗議嗎 07/11 12:05
pol127365 : ? 07/11 12:05
tinymai : 大賣空 07/11 12:23
krthree : 付不起房租就不要付啊....政府會買單 07/11 12:30
YZRIA : 美股繼續噴 07/11 12:44
darkgoblin : 美國完全有實力完全補助公民月薪跟房租,其他國哪敢 07/11 13:23
darkgoblin : 嘴什麼?個個都在求他印鈔買東西 07/11 13:24
milkwind : 高雄市區舊公寓250萬住到死 07/11 18:03
hevalence : 關你我屁事? 07/11 21:08
DeapBlue : 以後美國人就是領錢爽花,住在政府付租金的國宅裡 07/12 16:30
DeapBlue : 誰跟你住公園炒股XD 07/12 16:30